Get a handle on credit debt!
Your credit score comes from your credit report; it is your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score. We make sure the your credit report contains correct information so you’ll have the highest score possible.
Our service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.
A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call us today and let our experience save you time, money, and frustration.
Please contact us if you cannot find an answer to your question.
Each situation is different, but most of our customers see results within 45-60 days.
No two credit histories are the same. That said, depending on the situation, we've seen increases as large as 200+ points.
First, we'll evaluate your credit history and dispute any incorrect findings. Then, we'll prioritize the actions that will improve your credit score the fastest.
It's a one time payment of $900 to repair your credit.
Your credit can be brought down a lot faster than it can be brought up, so it might help to review these things that can hurt your credit:
*Not paying bills on time - Filing for bankruptcy or foreclosure
*Applying for too many credit accounts
*Carrying high balances on your credit cards
*Ignoring questionable negative items on your report
The three main credit bureaus are Equifax, Experian and TransUnion. When lenders want to see your credit report, they will request it from one or more of these reporting agencies. Your report and score can differ from bureau to bureau because they don’t always have the same information, so we recommend you check each report separately to confirm that everything is on the up-and-up.
J&E Consultants, LLC will work to improve your credit scores. First step to fixing your credit, Please go to https://www.identityiq.com/sc-securepreferred.aspx?offercode=431265JU and complete the information requested. It's $27.99 monthly. We will pull your recent credit history from identity IQ.
Once you have completed the requested information, if you are interested in getting your credit repaired, please forward me your Identity IQ username, password & last 4 digits of your social security number so that I can access your credit information. I will also need a copy of your drivers license or government issued ID.
We pull your recent credit scores from IdentityIQ. I will then merge your information to our software and dispute all negative items on your credit report. I work with all three Credit Bureaus (Equifax Experian & Transunion) by submitting dispute letters on your behalf.
You will receive a credit analysis via email with your most recent scores and a full summary of your credit history. Each week, I will check your scores and dispute items as needed. You will receive an email from J&E Consultants, LLC. to inform you of the items that are being disputed. You will be updated as your scores increase. You will also have access to your own personal secured client portal where you can upload documents, create your electronic signature, access your personal information & updated credit scores.
As your Credit Repair Specialist, you can reach out to me anytime with questions or concerns regarding this process. I am excited to work with you and help you reach your credit goals:)
We know that untangling your credit can be both stressful and confusing. Send us a message today, and we can get you started on a path to financial confidence.
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